How to detect anomalous policies in the policy bordereau exhibit
1. Accessing anomalies
From the menu bar in the policy bordereau, select Anomalies.
2. Subsection selection
Select the subsections you would like to view anomalies for in the subsection widget at the top. Your selection will be applied automatically.
3. Managing detected anomalies
To view the policies within each category, click the dropdown Categories in which anomalies have been detected.
5. Full anomalies list
See below for the full list of anomalies
| Anomaly Name | Basis | What triggers this anomaly? |
| Zero Attachments | Aggregate, Occurrence | The applicable attachment value is zero. |
| Zero Limits | Gross Aggregate, Net Aggregate, Gross Occurrence, Net Occurrence | The applicable limit value is zero. |
| Zero Premiums | Gross Written, Net Written, Gross Earned, Net Earned | The applicable premium value is zero. |
| Excess Policies without Attachment | Aggregate Attachment, Occurrence Attachment | An excess policy with an attachment value of zero. |
| Primary Policies with Non-Zero Attachment | Aggregate Attachment, Occurrence Attachment | A primary policy with an attachment value of zero. |
| Net Exposure Greater than 1bn | - | The net exposure value is greater than 1 billion. |
| Net Exposure Less than GWP | - | The net exposure value is smaller than the gross written premium value. |
| Net Exposure Less than NWP | - | The net exposure value is smaller than the net written premium value. |
| Limits Less than GWP | Gross Aggregate, Net Aggregate, Gross Occurrence, Net Occurrence | The applicable limit value is less than the gross written premium. |
| Limits Less than NWP | Gross Aggregate, Net Aggregate, Gross Occurrence, Net Occurrence | The applicable limit value is less than the net written premium. |
| Excess Policies without Excess Flag | Aggregate Attachment, Occurrence Attachment | An excess policy which is 'null' for the applicable attachment, so the 'primary / excess' field has not been populated. |
| Negative Premiums | Gross Written, Net Written, Gross Earned, Net Earned | The applicable Premium value is negative, e.g. -1345. |
| Negative Limits | Gross Aggregate, Net Aggregate, Gross Occurrence, Net Occurrence | A negative value for the applicable Limit, e.g. -1345. |
| Gross Exposure less than Net Exposure | - | The gross exposure value is smaller than the net exposure value. |
| Zero Exposures | Gross, Net | The applicable exposure value is zero. |
| Negative Exposure | Gross, Net | The applicable exposure value is negative, e.g. -2836. |
| No Insured Name | - | There is no data for 'Insured Name'. |
| Line Size Greater than 100% | - | Line size value is higher than 100%, or 1, depending on format. |
| Limits Set to 1 (Gross Aggregate Limit) | Gross Aggregate, Net Aggregate, Gross Occurrence, Net Occurrence | The applicable limit is set to 1. This is likely a placeholder value due to the actual value not being available and not a true reflection of the actual limit. |
| Premium Set to 1 (GWP) | Gross Written, Net Written, Gross Earned, Net Earned | The applicable limit is set to 1. This is likely a placeholder value due to the actual value not being available and not a true reflection of the actual Limit. |
| Limit Set to 9 Recurring (Gross Aggregate Limit) | Gross Aggregate, Net Aggregate, Gross Occurrence, Net Occurrence | The applicable limit is set to 99, 999, 9999, 99999, 999999, etc... This is likely a placeholder value due to the actual value not being available and not a true reflection of the actual Limit. |
| Premium Set to 9 Recurring (GWP) | Gross Written, Net Written, Gross Earned, Net Earned | The applicable premium is set to 99, 999, 9999, 99999, 999999, etc... This is likely a placeholder value due to the actual value not being available and not a true reflection of the actual Premium. |
| Zero Line Size | - | The line size value equals zero. |